Please note these deals are good at the time of writing and are changing continually.
Last update: 15/02/2018
Best Savings Accounts
Deposit Accounts
| Instant Access |
| Provider |
Gross % |
Minimum |
Account Name |
Contact |
| RCI |
1.3 |
£100 |
Freedom Account | ncbs.co.uk |
| Tesco Bank |
1.3 |
£1 |
Internet Saver |
tescobank.com |
| Virgin Money |
1.26 |
£1 |
Double Take E-Saver Issue 3 |
uk.virginmoney.com |
Cash ISAs
|
Instant Access
|
| Provider |
Gross % |
Minimum |
Name |
Contact |
| Virgin Money |
1.21 |
£1 |
Easy Access E-Issa Issue 21 |
uk.virginmoney.com |
| Paragon Bank |
1.16 |
£1 |
Limited Edition Easy Access Issue 3 |
paragonbank.co.uk |
Best Mortgage Deals
| Fixed Rates – 2 Years
|
| Provider |
Rate % |
Fixed Period |
Deposit % |
Fee |
Notes |
Contact |
| Sainsbury’s |
1.19 |
2 yrs |
40 |
£745 |
Free valuation |
0345 111 8010 |
| HSBC | 1.39 |
2 yrs |
20 |
£999 |
Free valuation |
0800 494 999 |
| Coventry |
1.85 |
2 yrs |
10 |
£999 |
Free Valuation |
0800 121 8899 |
Compare Mortgage Providers
| Fixed Rates – 3 Years
|
| Provider |
Rate % |
Fixed Period |
Deposit % |
Fee |
Notes |
Contact |
| HSBC |
1.54 |
3 yrs |
40 |
£999 |
Free valuation |
0800 494 999 |
| Virgin Money | 1.74 |
3 yrs |
25 |
£999 |
Free valuation |
0345 605 0500 |
| Barclays |
2.19 |
3 yrs |
10 |
£999 |
Free Valuation |
033 202 7580 |
Compare Mortgage Providers
| Fixed Rates – Long Term
|
| Provider |
Rate % |
Fixed Period |
Deposit % |
Fee |
Notes |
Contact |
| Santander |
1.79 |
5 yrs |
40 |
£0 |
Free valuation & Legal |
Online only |
| HSBC | 1.94 |
5 yrs |
20 |
£999 |
Free valuation & Legal |
0800 121 8899 |
| Coventry |
2.45 |
5 yrs |
10 |
£999 |
Free valuation & Legal |
0800 482 448 |
Compare Mortgage Providers
Discounts / Trackers
|
| Provider |
Rate % |
Scheme |
Deposit % |
Fee |
Notes |
Contact |
| HSBC |
1.24 |
Tracker + 0.74% for 2 years |
40 |
£999 |
Free valuation |
0800 494 999 |
| Hinckley & Rugby | 1.99 |
SVR – 3.9% for 2 years |
10 |
£0 |
Free valuation |
0800 774 499 |
| Nationwide |
1.94 |
Tracker + 1.44% for 5 years |
25 |
£999 |
Free Valuation |
0800 302 010 |
Compare Mortgage Providers
| First Time Buyer |
| Provider |
Rate % |
Scheme/Period |
Deposit % |
Fee |
Notes |
Contact |
| Yorkshire BS |
3.29 |
Fixed 2 yrs |
5 |
£995 |
£500 cash back |
0345 605 0500 |
| HSBC | 3.1 |
SVR-2.09% 2 years |
5 |
£250 |
Free valuation |
0333 202 7580 |
| Coventry |
3.69 |
Fixed 3 yrs |
0 |
£0 |
Purchases only |
0345 045 4049 |
Compare Mortgage Providers
Best Credit Card Rates
| Introductory Rates |
Card
Provider |
Discount
Rate % |
Until |
APR
Rate % |
Reward |
Contact |
| Sainsbury’s Bank |
0.0 |
31 months |
18.9 |
Yes |
0808 540 5060 |
| Halifax |
0.0 |
30 months |
18.9 |
No |
0345 944 4555 |
| Sainsbury’s Bank |
0.0 |
30 Months |
18.9 |
Yes |
0808 540 5060 |
Compare Credit Card Providers
| Balance Transfers |
| Card Provider |
Type |
APR Rate % |
Interest Free Period |
Contact |
| Barclaycard |
Visa |
19.9 |
0% for 37 Months |
0800 731 0200 |
| MBNA |
Visa |
19.9 |
0% for 37 Months |
0345 606 2062 |
| NUBA |
Mastercard |
19.9 |
0% for 37 Months |
0345 606 2062 |
Current Bank of England Base Rate: 0.5%
Standard Mortgage Rate: 6.75%